Bank Card
A bank card is a solution that makes it possible to access a bank account and conduct online transactions. The card is issued by any financial institution with the appropriate license. A distinction is made between credit cards, debit cards and prepaid cards.
Prepaid card
A prepaid card is issued with a certain fixed amount on it. You can use the card only during its validity period. Users cannot credit an additional amount to such a card. Prepaid cards are issued without the owner’s name on them. The bank will cancel the funds that havent been used during the validity period of the card.
Credit card
A credit card is a bank card that provides an opportunity to pay for goods and services, withdraw funds from ATMs, and use abroad. The credit card can be topped up. The credit card also allows cardholders to get loans. It has a limited validity period which is indicated on the front of it. When the end date approaches, you need to contact the issuing bank – it will reissue the card.
Debit card
A debit card is issued upon opening a client’s bank account. It is usually used as a salary entry. The difference between a credit card and a debit card is that the first has a credit limit – the amount that you can borrow. To pay off the debt, you need to replenish the card for the appropriate amount.
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